Financing Options
HVAC FINANCING IN THE WIREGRASS AREA
Spivey’s Heating & Air knows that our customer’s heating and cooling systems sometimes need emergency service, repairs, and replacement. However, many homeowners are not financially prepared for these unexpected expenses. To help reduce the stress in these situations, we offer various flexible HVAC financing options with approved credit.
If you want to return the comfort to your home today, don’t let the price stop you. Our friendly team can walk you through the process of financing your new system. Contact Spivey’s Heating & Air to learn more.
AC Financing Options
Spivey’s Heating & Air can help you finance your new air conditioner. We can also advise if your new installation or replacement qualifies for rebates or federal tax credits. Explore our financing options to get the right system for your home and needs.
Heating Financing Options
Even though winters are generally mild in Alabama, there may be cold waves. When that happens, you will want high-quality heating. HVAC financing can help get the heat pump system or more traditional gas furnace you desire.
Carrier® HVAC Financing
As a Carrier® Partner, Spivey’s Heating & Air can help you investigate HVAC financing with any Carrier® product purchase. Carrier® has no-hassle financing plans with online bill pay. They also have their own rebates program, giving you additional ways to save.
How Does HVAC Financing Work?
Spivey’s Heating & Air offers HVAC financing to help you return comfort to your home quickly. We also want to ensure you get a system you will love for years to come. With HVAC financing, you get the best heating and cooling solution for your home. Our financing options have competitive rates, quick credit decisions, and affordable payment plans. We will discuss all your options. That way, you can be confident that you are getting the best deal. Spivey’s Heating & Air will help you through every step of the HVAC financing process:
- Discuss with you the available financing options.
- Walk you through the credit application process.
- Help you select the right payment plan for your budget.
- Tell you about any promotional offers, rebates, and local tax credits.
- Explain how to set up your online account management.
SHOULD I REPAIR OR REPLACEMENT MY HVAC SYSTEM?
It’s a common question. Spivey’s Heating & Air can help you decide what to do.
Invest in Your Home Comfort Today
At Spivey’s Heating & Air, we understand that installing or replacing an HVAC system is a big financial investment. But it is also an investment in your property. A new high-efficiency system can add considerable value to your home. Moreover, with regular maintenance, a new system from Carrier® can bring 10+ years of comfort to your home.
Don’t wait to get the heating and cooling system you deserve! Call now.
One of the main considerations will be the age of your system. Following the $3,000 rule can help you quickly determine if you should repair or replace it. Take the age of the equipment that needs to be replaced and multiply that by the estimated repair cost. You should consider replacing your heating or cooling system if the number is more than $3,000.
However, some other factors can guide your decision. Consider replacement if any of these conditions apply:
- Your HVAC system needs frequent repairs or energy costs rise for no reason.
- If Your air conditioner is over 10 years old or rated 10 SEER in efficiency or less.
- Your heat pump is over 10 years old or is rated 10 SEER or less / 8 HSPF or less.
- If Your furnace is over 15 years old or is rated 80% AFUE or less.